PART II - a personal story on the Sun - Credit Report

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Sent: Friday, June 11, 2004 4:09 PM
To: [email protected]
Subject: Re:  Credit Report in Canada - Equifax will give it to you for nothing. - ask an international income tax, real estate, mutual fund and immigration expert david ingram 's CEN-TA Group in West Vancouver, Canada
Seems Equifax isn't the only credit reporter in BC. I recently applied for a small mortgage. The CIBC, gawd blast them, reported that my credit rating was excellent but offered me not a mortgage but a personal loan over 10 years with exorbitant interest by today's standards. The Royal Bank reported a blot on my credit record but when that was paid off, gave me a 15-year mortgage at much less of a rate than CIBC. Each used different credit checks.
I shop around, round, round, round,
Round, round, round
I shop around..
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At 11:45 AM 6/10/04 -0700, you wrote:
  David, I went bankrupt two years ago and want to apply for a car loan now.
   
  How do I get hold of my credit report to see what it says.
   
  According to equifax, only 13 to 14% of Canadians have ever looked at their credit report.  You can however, get a copy on line for about $15.00 or you can send in a paper request and Eqifax will send you one free.
   
  Fill out the paper form at: 
  http://www.equifax.com/EFX_Canada/consumer_information_centre/docs/request_report_form_e.pdf
   
  If you disagree with the report, you can update it with your information at 
   
  http://www.equifax.com/EFX_Canada/consumer_information_centre/docs/update_form_e.pdf
   
  go to www.equifax.ca to see the whole system for Canada and go to 
  www.equifax.com to see the system for the USA.
   
  Answers to this and other similar  questions can be obtained free on Air every Sunday morning.
   
  Starting this Sunday at 9:00 AM on 600AM in Vancouver, Fred Snyder of Cartier Partners and I, David Ingram  will be hosting an INFOMERCIAL but LIVE talk show called "ITS YOUR MONEY"
   
  Those outside of the Lower Mainland will be able to listen on the internet at
   
  www.600AM.com 
   
   
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