Canadian and UK Pensions received by US resident. ask

My_question_is: Applicable to both US and Canada
Subject:        Canadian Pension
Expert:         taxman at
Date:           Wednesday September 14, 2005
Time:           05:45 AM -0700
I am moving to the US and marrying a US citizen.  I have no property or
assets in Canada but receive CPP plus UK pensions ( I am 65). I have no
other source of income in Canada but intend to work in US. Will I be taxed
on my pension earnings here and/or in the US? I have canadian drivers
license, Ontario medical and car registered here. Do I give these up and
re-register my vehicle in US or does that not make a difference?
Do I have to declare US earnings to Canadian Government and be taxed on
What is my best course of action to minimize taxes?
Many Thanks
david ingram replies:
The UK pension will only be taxable in the USA. 	If the UK pension is social
security, the UK social security is taxable in the US only under Article
XVII(3) of the US / UK Income Tax Treaty.
Both Canada Pension Plan and Canadian OAS (Old Age security) are only
taxable in your country of residence under article XVIII of the US/ Canada
Income Tax Convention and amending protocols.
If you have left Canada and are now a resident of the US, none of your US
earnings will be subject to Canadian Income Tax under Article IV of the US /
Canada In come Tax Convention.  When you move to the US, your Ontario
Medical and Hospitalization plans officially cease to be effective after 90
Depending upon what state you move to, you usually have about 30 days to get
a residential driver's licence.
I believe (but am not sure and someone might want to correct me) that your
Ontario motor vehicle licence is officially cancelled (even if you still
have it) when you have removed the car from Ontario after 60 days - please
do not take this as gospel.  Check it yourself.
For instance, I just bought a car in Oregon and imported it into British
Columbia on Wednesday Sept 14 (yesterday morning).
When I bought it in Pendleton, Oregon on August 30th, the Oregon plates and
registration went with the car.  The paperwork clearly showed that the
seller had ten days to notify the DMV (Department of Motor Vehicles) that he
had sold the car.  I, the purchaser, had 30 days to register it in Salem
Oregon or at any Oregon DMV office.
To get the car into Canada, I had to fax the documents to the US border
office to get it officially exported.  they had to have the paperwork for 72
business hours before I could export the car.
Then when I showed up at 1 AM, I found out that it could only be exported
between 8 AM and 3:30 PM at the Blaine office.  Other crossings may be
Get your facts straight before you go and realize that you should check with
the manufacturer of your car to be sure that your car qualifies to be
imported into the United States and if you happen to be moving to
California, it has to qualify for California Emissions as well.
Answers to this and other similar  questions can be obtained free on Air
every Sunday morning.
Every Sunday at 9:00 AM on 600AM in Vancouver, I, david ingram am a
permanent guest on Fred Snyder of Dundee Wealth Managers' LIVE talk show
Those outside of the Lower Mainland will be able to listen on the internet
at <>
Call (604) 280-0600 to have your question answered.  BC listeners can also
call 1-866-778-0600.
Callers to the show and questioners on this board can also attend the
Thursday Night seminars on finance and making your Canadian Mortgage
Interest deductible.
David Ingram's US/Canada Services
US / Canada / Mexico tax, Immigration and working Visa Specialists
US / Canada Real Estate Specialists
Home office at:
4466 Prospect Road
North Vancouver,  BC, CANADA, V7N 3L7
Cell (604) 657-8451 -
(604) 980-0321 Fax (604) 980-0325
Calls welcomed from 9 AM to 9 PM 7 days a week (please do not fax or phone
outside of those hours as this is a home office)
email to taxman at <mailto:taxman at> <>
Disclaimer:  This question has been answered without detailed information or
consultation and is to be regarded only as general comment.   Nothing in
this message is or should be construed as advice in any particular
circumstances. No contract exists between the reader and the author and any
and all non-contractual duties are expressly denied. All readers should
obtain formal advice from a competent and appropriately qualified legal
practitioner or tax specialist in connection with personal or business
affairs such as at <> . If you forward
this message, this disclaimer must be included."
Be ALERT,  the world needs more "lerts"
This from "ask an income tax and immigration expert" from
<>  or <>  or <> . David Ingram deals on a
daily basis with expatriate tax returns with:
multi jurisdictional cross and trans border expatriate problems  for the
United States, Canada, Mexico, Great Britain, the United Kingdom, Kuwait,
Dubai, Saudi Arabia, Thailand, Indonesia, Japan, China, New Zealand, France,
Germany, Spain, Italy, Russia, Georgia, Brazil, Peru, Ecuador, Bolivia,
Scotland, Ireland, Hawaii, Florida, Montana, Morocco, Israel, Iraq, Iran,
India, Pakistan, Afghanistan, Mali, Bangkok, Greenland, Iceland, Cuba,
Bahamas, Bermuda, Barbados, St Vincent, Grenada,, Virgin Islands, US, UK,
GB, and any of the 43 states with state tax returns, etc. Rockwall, Dallas,
San Antonio and Houston Texas
Denmark, Finland, Sweden Norway Bulgaria Croatia Income Tax and Immigration
Tips, Income Tax and Immigration Wizard Income Tax and Immigration Guru
Income Tax and Immigration Consultant Income Tax  and Immigration Specialist
Section 216(4) 216(1) NR6 NR-6 NR 6 Non-Resident Real Estate tax specialist
expert preparer consultant expatriate anti money laundering money seasoning
FINTRAC E677 E667 105 106 TDF-90 Reporting $10,000 cross border transactions
Alaska,  Alabama,  Arkansas,  Arizona,
California,  Colorado, Connecticut,
Delaware, District of Columbia,  Florida,
Garland, Georgia,  Hawaii,  Idaho,  Illinois,
Indiana,  Iowa,  Kansas,  Kentucky,
Louisiana,  Maine,  Maryland,
Massachusetts, Michigan, Minnesota,
Mississippi,  Missouri,  Montana,  Nebraska,
Nevada, New Hampshire,  New Jersey,
New Mexico, New York, North Carolina,
North Dakota,  Ohio,  Oklahoma,  Oregon.
Pennsylvania,  Rhode Island,  Rockwall,
South Carolina, South Dakota, Tennessee,
Texas,  Utah, Vermont,  Virginia,
West Virginia, Wisconsin, Wyoming,
British Columbia, Alberta, Saskatchewan,
Manitoba, Ontario, Quebec City,
New Brunswick, Prince Edward Island,
Nova Scotia, Newfoundland, Yukon and
Northwest and Nunavit Territories,
Mount Vernon, Eumenclaw, Coos Bay
and Dallas Houston Rockwall Garland
Texas  Taxman and Tax Guru  and wizzard
wizard - consultant - expert - advisor -advisors consultants - gurus - Paris
Prague Moscow Berlin
Lima Rio de Janeiro, Santaigo
New York, Boston, Sacramento, Minneapolis, Salem, Wheeling, Philadelphia,
Pittsburgh, Atlanta, Pensacola, Miami, St Petersburg, Naples, Fort Myers,
Cape Coral, Orlando, Atlanta, Arlington, Washington, Hudson, Green Bay,
Minot, Portland, Seattle, St John, St John's, Fredericton, Quebec, Moncton,
Truro, Atlanta, Charleston, San Francisco, Los Angeles, San Diego,
Sacramento, Taos, Grand Canyon, Reno, Las Vegas, Phoenix, Sun City, Tulsa,
Monteray, Carmel, Morgantown, Bemidji, Sandpointe, Pocatello, Bellingham,
Custer, Grand Forks, Lead, Rapid City, Mitchell, Kansas City, Lawrence,
Houston, Albany, Framingham, Cambridge, London, Paris, Prince George, Prince
Rupert, Whitehorse, Anchorage, Fairbanks, Frankfurt, The Hague, Lisbon,
Madrid, Atlanta, Myrtle Beach, Key West, Cape Coral, Fort Meyers,   Berlin,
Warsaw, Auckland, Wellington, Honolulu, Maui, Kuwait, Molokai, Beijing,
Shanghai, Tokyo, Manilla, Kent, Winnipeg, Saskatoon, Regina, Red Deer, Olds,
Medicine Hat, Lethbridge, Moose Jaw, Brandon, Portage La Prairie, Davidson,
Craik, Edmonton, Calgary, Victoria, Vancouver, Burnaby, Surrey, Edinburgh,
Dublin, Belfast, Glasgow, Copenhagen, Oslo, Munich, Sydney, Nanaimo,
Brisbane, Melbourne, Darwin, Perth, Athens, Rome, Berne, Zurich, Kyoto,
Nanking, Rio De Janeiro, Brasilia, Colombo, Buenos Aries, Squamish,
Churchill, Lima, Santiago, Abbotsford, Cologne, Yorkshire, Hope, Penticton,
Kelowna, Vernon, Fort MacLeod, Deer Lodge, Springfield, St Louis, Centralia,
Bradford, Stratford on Avon, Niagara Falls, Atlin, Fort Nelson, Fort St
James, Red Deer, Drumheller, Fortune, Red Bank, Marystown, Cape Spears,
Truro, Charlottetown, Summerside, Niagara Falls, Albany STAR WARS
ask international income tax & immigration expert consultant david ingram
from North Vancouver, BC, Canada experts on RRSP RESP IRA 401(K) radio CKBD
600AM 9 AM Sunday mornings on Fred Snyder's IT's YOUR MONEY


Trackback URL for this entry:

No trackback comments for this entry.